National Real Estate News 10/17/25

What’s Up with Real Estate?

National news and local views for the week ending Friday, October 17, 2025

Angela Simmons

Hi friends, it's Angela Simmons with Premier Homes by Angela your trusted real estate and mortgage expert here in Georgia. As we head deeper into fall, I'm keeping a close eye on what's happening in the market and there's a lot to be encouraged about! Here's what I'm seeing:

National Real Estate News

'Tis the seasonality

If home buying were spread evenly across the year, you'd get 25% of annual sales each quarter. But you don't. Instead, nearly 60% of sales happen in the spring/summer (when the weather is nice and the kids are out of school). Activity levels bottom in the 1st quarter (Jan-Mar), but even the 'low season' for transactions can present opportunities for savvy buyers: less competition and more flexible sellers. [Source: NAR]

Rates trending lower

With Fed Chair Jerome Powell saying that quantitative tightening could end soon, the yield on the 10-year US Treasury moved below 4%. If the historically 'typical' spread of 1.5%-2.0% (between average 30-year mortgage rates and the 10-year UST yield) holds, that would imply a 30-yr mortgage rate estimate of between 5.5%-6.0%. Wouldn't it be nice to see mortgage rates in the 5s again? [Source: Freddie Mac PMMS]

Gen Z still wants a home

Remember when everyone thought that Millennials were going to live with their parents forever and own nothing? Now Gen Z is getting similar flak, but they're still sanguine on homeownership - despite very real affordability issues. Sensibly, they're focused on building their career (and earnings/savings power) first. The kids are all right. [Source: NAR]

Angela Simmons

Premier Homes By Angela

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