Are You Facing Foreclosure?
Here's What You Need to Know
Struggling with Foreclosure? You Have Options—Let’s Talk.
Life can throw unexpected challenges our way—job loss, medical issues, rising costs, or life changes can quickly impact our ability to keep up with mortgage payments. If you're facing foreclosure, you are not alone—and more importantly, you are not without solutions.
At Premier Homes by Angela, we specialize in helping homeowners just like you explore real alternatives to foreclosure. Whether you're looking to:
✅Keep your home
✅Sell it on your terms
✅Or simply understand what options are available
We’re here to guide you through the process—without judgment.
✅ We Listen First
We know every situation is unique. That’s why we start by listening to your story and understanding your goals.
✅ We Offer Customized Solutions
From short sales and loan modifications to relocation assistance or strategic sales—we tailor solutions that fit your needs.
✅ We Walk With You
You don’t have to do this alone. We’re here to support you, explain your rights, and help you take the next step with confidence.
Get the Support You Deserve—Before It’s Too Late. Take the first step toward peace of mind. Contact us today for a free, confidential consultation. There’s no pressure—just real answers and a path forward.
Have You Fallen on Hard Times?
Have you experienced a job loss, cut back in work hours, divorce, death or any other challenge that is hampering your ability to make your monthly payments? You must be able to prove financial hardship. If you’ve answered yes to all of these questions, you’re probably an ideal candidate for a real estate short sale.
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Are You Facing Foreclosure?
Here's What You Need to Know
Save Yourself From Losing Your Dream Home
A short sale occurs when the lender agrees to take less than the full amount required to pay off existing loans in full because the outstanding loan balance is greater than the proceeds realized from the sale of the property.
This sounds simple enough and is the definition most agents will give you. The problem is in the details. The terms of the approval are almost always dictated by the lender. Most sellers and many agents assume any approval is a “good approval”, which is often not the case.
If you’re considering a real estate short sale there are things you need to know before speaking to your lender. Consulting with an M.A.R.S. compliant, licensed professional versed in short sales and the foreclosure process is a must.
Will I Qualify For A Short Sale?
Has Your Home’s Market Value Dropped?
Whether you’re doing a loan modification or short sale, hard comparable sales will be used to substantiate that your property is worth less than the unpaid balance owed the lender. I provide a comprehensive property value report designed to determine your properties 30, 60 and 90-day sales price value – the same info your lender will want.
Is Your Mortgage Currently In Default or Are You Concerned That It Soon Will Be?
It used to be that lenders would not even consider a loan modification or short sale if your payments were current, but not anymore. Realizing that other factors contribute to a potential default, many lenders are eager to head off future problems at the pass.
Many lenders no longer require that you be late on your payments however you must be able to convince them with your hardship letter and financial records that you’re concerned about your ability to continue making payments.
